Does Adorama or B&H offer financing?

3 years 7 months ago #571389 by Ben Vanderbilt

garyrhook wrote: Just for fun, I looked up the FlexShopper terms, then the price of a Nikon D750 + 24-120 f/4 lens + hotshoe-mounted mic. $2700.

FlexShopper Lease to Own: only $107 per week.

OMG that's $5564 over the one year lease term. Or an APR of roughly 106%.

Lesson: if you can't afford to pay for it now, you can't afford it.



:agree:   such good advice.  "Lesson: if you can't afford to pay for it now, you can't afford it"


I'm always amazed how people go out and get so excited about a new camera or lens, while having something that already works well for that.  And they decide to put it on a credit card, and they don't pay it off each month.  Before you know it, they are 12+ months into financing this new camera and interest has inflated the purchase price!  


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3 years 7 months ago #571493 by Otto F
Yep, save your money.  The plus side, if you have to save for a little bit, what you wanted might be on sale or reduced in price when you have the $$. 

Bonus!  


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3 years 7 months ago #571562 by Ian Stone
And that is what we call a sliver lining!


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3 years 7 months ago #572013 by digitalpimp
Save your $$.  If you don't have the $$ at that time, avoid charging or financing till you are financially able to pay it off in the same month.  This is how people get their-self's in trouble.  


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3 years 7 months ago #572119 by garyrhook

digitalpimp wrote: Save your $$.  If you don't have the $$ at that time, avoid charging or financing till you are financially able to pay it off in the same month.  This is how people get their-self's in trouble.  


I always love these sorts of comments.

How do you know the OP doesn't have the money? Does it occur to you (or anyone else) that perhaps they're looking for financing options that fit their style? Or perhaps a no-interest deal? How does one assume that using credit automatically leads to trouble?

Hint: it doesn't. What does lead to trouble is misusing credit. And there's no data here that leads to that assessment.


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3 years 7 months ago #572122 by effron
Yup, and this is an over five year old thread. OP could have saved a lot by now....

Why so serious?
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3 years 7 months ago #572414 by bones1
Effron, Thats funny!Better yet , he might have taken up a hobby that's actually affordable, like world travel, or yachting, or something or other:)


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3 years 7 months ago #572769 by Nathan D
Still, I don't finance anything if I don't need too.  Just my personal preference.    


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2 years 10 months ago #617499 by Matt-Bialach
Yes, they both offer financing with very lenient approval conditions.   

I would stay away from FlexShopper.  They have the absolute worst customer service I’ve ever experienced.  Further, your agents are unprofessional and disrespectful, they lack product knowledge, skill, accountability, and urgency.  I will never do business with FlexShopper again and I’ll be sure I spread the word to others to keep their distance.


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