Your photography business and high cost heath care

4 years 11 months ago #641780 by Kate Stailey
I'm finally getting around to getting some health care coverage for myself.  Now that I'm officially self employed.  I have been looking for affordable health insurance for self employed people and I'm surprised with the lack of anything that resembles anything like affordable!  Most of the plans had premiums that were starting at $450+ per month with huge deductibles upwards of $6000 per year!  

So how is this even meaningful if you have to spend $6000 per year OUT OF POCKET in order for the insurance to kick in?

I hope I'm just looking into the wrong places.  Any advice would be appreciated at this point.  

Can you help me out please?   


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4 years 11 months ago #641921 by icepics
Seems like part of a business plan for small business owners is the amount to be paid for health coverage and into a retirement system to provide benefits that typically would be provided by an employer. You could try the Small Business Administration website for resources. www.sba.gov

Sharon
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4 years 11 months ago #642009 by Kate Stailey

icepics wrote: Seems like part of a business plan for small business owners is the amount to be paid for health coverage and into a retirement system to provide benefits that typically would be provided by an employer. You could try the Small Business Administration website for resources. www.sba.gov


I understand about planning, but small businesses need to be able to afford it, and this is pricey.  I was hoping to hear what other photographers are doing regarding health insurance.


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