Insuring your camera gear with Lemonade?

4 years 10 months ago #646232 by George Winters
I had an ad show up for this insurance company called "Lemonade" a few days ago.  Claiming $5 per month to insure $2499 camera.  Have any of you tried this company?  

Actually if you have, what I really want to know is if you have had to file a claim, and what was the experience with that?  


Photo Comments
,
4 years 10 months ago #646264 by icepics
Never heard of it but did a quick search and got recipes for lemonade! And a link to their site... Consists of a number of companies, registered in Delaware; apparently companies from other countries that may not be registered as businesses in the US are able to run their business out of Delaware. (And I don't get how it works to know how legit it is.)

They have an agent in NYC too but don't necessarily seem to be a licensed insurance company in other states - better check and see for your state.

Also have a company governed in Israel... I don't know which of their companies you'd be insured through or if you'd be covered/protected under US law.

Under Legal Stuff it goes on and on about Reinsurance and Giveouts and I quit looking thru that part... Under Terms of Service in the third paragraph it says all the products etc. may not be available in all areas of the US (I figured that...) and you may not be eligible for them.

You gotta look up these offers and companies and make sure they're legit.

Sharon
Photo Comments
,
4 years 10 months ago #646288 by Scott Klubeck
First time seeing this company.   Interesting name for insurance company.   Eh, need to dig further myself.  


Photo Comments
,

817.3K

241K

  • Facebook

    817,251 / Likes

  • Twitter

    241,000 / Followers

  • Google+

    1,620,816 / Followers

Latest Reviews

Nikon’s retro-looking Nikon Zfc is anything but retro. Under its classic body is a host of features and amenities that make it a worthwhile compact mirrorless camera for 2024.

Apr 15, 2024

The Canon EOS R50 is one of the newest R-system cameras from Canon. Is it worth your money? Find out all the details you need to know in this comprehensive review.

Apr 10, 2024

The Sony FE 70-200mm f/2.8 GM OSS II is Sony’s flagship mirrorless zoom lens. As such, it’s loaded with features and has a top-shelf build quality that makes it a top pick!

Mar 27, 2024

The Leica SL2-S is an attractive, premium mirrorless camera with photo and video specs that are sure to impress. And with the legendary Leica name, you know this camera exudes quality!

Mar 26, 2024

Forum Top Posters

Latest Articles

The Olympus OM-D E-M10 Mark IV is a micro four thirds camera released in 2020. It’s an entry-level system along with the OM-D E-M5 Mark III. Use this guide to determine which one is best for you!

Apr 17, 2024

Blue hour photography might not be as well known as golden hour photography, but it is every bit as good a time to create epic images of landscapes. Learn how in this quick tutorial!

Apr 17, 2024

Nikon’s retro-looking Nikon Zfc is anything but retro. Under its classic body is a host of features and amenities that make it a worthwhile compact mirrorless camera for 2024.

Apr 15, 2024

Moving from taking snapshots of your dog to creating beautiful images doesn’t have to be that difficult! Use the tips outlined in this dog photography guide, and you’ll get better results in no time.

Apr 15, 2024

Acrylic print photos are a beautiful way to display your favorite images. But they don’t come without some questions. Get all the answers you need about this medium in this guide!

Apr 15, 2024

Where do you get your landscape photography inspiration? Is it from masters like Ansel Adams? Or perhaps viewing art from other genres? We’ve got these and a few other sources for you to check out!

Apr 10, 2024

The Canon EOS R50 is one of the newest R-system cameras from Canon. Is it worth your money? Find out all the details you need to know in this comprehensive review.

Apr 10, 2024

Too often, affordable online printing companies don’t meet your expectations of what a print should look like. But there are some choices that combine affordability with superb quality!

Apr 09, 2024