1. Forum
  2. General Discussion | Introductions | Off Topic Forum
  3. Photography General Discussion
  4. Financial question for photographers who run a business

Financial question for photographers who run a business


8 years 3 months ago #470305 by MYoung
I've been using my debit card from my bank for my business (it's a business checking account).  I want to sign up for a credit card for my business and was looking to find out which credit card offers the most perks for business owners? 

If you can suggest which to stay away, that would be helpful too.  Thank you.
Photo Comments
,
8 years 2 months ago #470438 by Matt VanDyke
Capital One Spark
American Express (Platinum or Business Cash)
Chase Ink Plus 
Photo Comments
,
8 years 2 months ago #470442 by J Photo Man
Keep in mind the Amex Platinum card needs to be paid off each month
Photo Comments
,
8 years 2 months ago #470480 by Colorado Mike
B&A or what ever bank you are with already.  Chances are they have commercial products and might give you better card
Photo Comments
,
8 years 2 months ago #470488 by Jeffster

J Photo Man wrote: Keep in mind the Amex Platinum card needs to be paid off each month


You get 40,000 miles with $3000 spent in first 3 months  ;) 
Photo Comments
,
8 years 2 months ago #470510 by MYoung
I was looking at the American express platinum and they want to charge a fee of $450 per year?!  What's so special about the card?  
Photo Comments
,
8 years 2 months ago #470521 by Missy J
I have a Chase Ink Business Plus card for my biz, it's a good card and the perks with Chase are worth looking at. 
Photo Comments
,
8 years 2 months ago #470692 by Ruby Grace
FYI to anyone considering the Capital One Spark card, this one reports on your personal credit too.  So that utilization will reflect on personal.  Which might have a negative impact if too high.  
Canon EOS 5D Mark II, 17-40mmL, 24-105mmL, 100-400mmL, 300mm f/4L IS, Sigma 12-24mm, 430EX, Extension tubes
Photo Comments
,
8 years 2 months ago #470739 by Orlando Bohland

Ruby Grace wrote: FYI to anyone considering the Capital One Spark card, this one reports on your personal credit too.  So that utilization will reflect on personal.  Which might have a negative impact if too high.  


+1  so watch for that rolling balance
Photo Comments
,
8 years 2 months ago #470751 by TGonzo
In order to apply for a business card, what sort of company structure do you need to have? 
Photo Comments
,
8 years 2 months ago #470753 by plymouthcards

MYoung wrote: I've been using my debit card from my bank for my business (it's a business checking account).  I want to sign up for a credit card for my business and was looking to find out which credit card offers the most perks for business owners? 

If you can suggest which to stay away, that would be helpful too.  Thank you.


I love the Southwest Business credit card, lower annual fee and we use lots of airline miles with two kids in college out of state. Plus if you travel out of the country, they do not charge you currency conversion fees.

I found a great analysis done by Bankrate ,  http://www.bankrate.com/credit-cards/business-cards.aspx
img\def
,
8 years 2 months ago #470754 by plymouthcards

TGonzo wrote: In order to apply for a business card, what sort of company structure do you need to have? 


Some you can be a sole proprietor and others require that you are a S Corp/C Corp. 
img\def
,
8 years 2 months ago #470764 by Ryan711
:agree:


AMEX in my opinion is the best company to work with.  Customer service is awesome.  They have a number of cards for businesses.   
Photo Comments
,
8 years 2 months ago #470863 by Roy Wilson

J Photo Man wrote: Keep in mind the Amex Platinum card needs to be paid off each month



They do give a small grace period as well though
Canon 5D Mark II, 30D, 40D, 50 1.2L, 16-35 2.8L Mark II, 24-105 4L IS, 24-70 2.8L, 70-200 2.8L IS, 85 1.8, 4 x 580 EX(II)
Photo Comments
,
8 years 2 months ago #470879 by Danny Carson
OMG the AMEX fee is out in left field!  Pass
Photo Comments
,

  1. Forum
  2. General Discussion | Introductions | Off Topic Forum
  3. Photography General Discussion
  4. Financial question for photographers who run a business

817.3K

241K

  • Facebook

    817,251 / Likes

  • Twitter

    241,000 / Followers

  • Google+

    1,620,816 / Followers

Show Me...

Visit 4wdtlak Forum
Saal

Latest Reviews

Fujifilm XT5 Review

The Fujifilm XT5 is a 40MP mirrorless camera capable of 6.2K video at 30p. With those specs, it’s an ideal choice for photographers needing a camera to pull double duty for imaging and video.

Apr 25, 2024
Canon EOS R100 Review

The Canon EOS R100 is an entry-level mirrorless camera introduced in 2023. But just because it’s an entry-level camera doesn’t mean it’s a bare-bones camera. Find out why in this review!

Apr 22, 2024
Nikon Zfc Review

Nikon’s retro-looking Nikon Zfc is anything but retro. Under its classic body is a host of features and amenities that make it a worthwhile compact mirrorless camera for 2024.

Apr 15, 2024
Canon EOS R50 Review

The Canon EOS R50 is one of the newest R-system cameras from Canon. Is it worth your money? Find out all the details you need to know in this comprehensive review.

Apr 10, 2024
More Articles
Ikan

Forum Top Posters

Sponsored Imageimages2/mpb145x145buy.pngSponsored Imageimages/stories/vendors/canon.png
Sponsored ImageSponsored Image

Latest Articles

Newborn Photography: Essential Tips for Capturing Precious Moments

Newborn photography requires skill, the right gear, and a lot of patience. This beginner’s guide discusses critical topics that will help you be more prepared for before, during, and after the shoot.

May 08, 2024
Fill the Frame: An Easy Photography Technique With Lots of Impact

To fill the frame means to expand the footprint of the subject in your shot. Get in close, zoom in, crop the image, or use other techniques to bring the subject to the forefront.

May 06, 2024
Four Simple Beginner Photography Tips

With these simple yet effective beginner photography tips, you can avoid some of the common mistakes beginners make and get improved results with your images.

May 06, 2024
Urban Photography 101

Urban photography is a genre showcasing features in urban settings. You can photograph people, architecture, mass transit, and many other subjects. Learn how to do so in this guide!

Apr 30, 2024
10 Reasons Why the Nikon D850 is a Great Camera in 2024: Timeless Features and Performance

The Nikon D850 might be an older DSLR, but it was ahead of its time when it debuted in 2017. That means it still has plenty of firepower to compete with today’s powerful mirrorless cameras.

Apr 30, 2024
Best Beginner Camera for 2024

The best beginner camera isn’t the same for everyone. That means having choice is of the utmost importance. In this guide, explore five excellent beginner camera options for 2024 and beyond.

Apr 25, 2024
The Art of Child Portrait Photography

Child portrait photography is a unique undertaking requiring special skills and talents to get the best results. Start mastering this photography niche with these essential tips!

Apr 25, 2024
Fujifilm XT5 Review

The Fujifilm XT5 is a 40MP mirrorless camera capable of 6.2K video at 30p. With those specs, it’s an ideal choice for photographers needing a camera to pull double duty for imaging and video.

Apr 25, 2024
More Articles